Facts & Figures

Premium income

billion CHF

{"data": { "name": "Prämieneinnahmen", "data": [ { "y": 7.6, "colorIndex": 1 }, { "y": 7.8, "colorIndex": 0 } ], "zIndex": 3, "type": "column", "colorIndex": 4 }, "cats": [ "2022", "2023" ] }

Benefits

billion CHF

{"data": { "name": "Leistungen", "data": [ { "y": 7.2, "colorIndex": 1 }, { "y": 7.6, "colorIndex": 0 } ], "zIndex": 3, "type": "column", "colorIndex": 4 }, "cats": [ "2022", "2023" ] }

Equity base

billion CHF

{"data": { "name": "Eigenkapital", "data": [ { "y": 2.7, "colorIndex": 1 }, { "y": 2.7, "colorIndex": 0 } ], "zIndex": 3, "type": "column", "colorIndex": 4 }, "cats": [ "2022", "2023" ] }

Combined ratio

{"data": { "name": "Combined Ratio", "data": [ { "y": 100.7, "colorIndex": 1 }, { "y": 100.4, "colorIndex": 0 } ], "zIndex": 3, "type": "column", "colorIndex": 4 }, "cats": [ "2022", "2023" ] }

Operating expenses

{"data": { "name": "Betriebsaufwand", "data": [ { "y": 8.1, "colorIndex": 1 }, { "y": 7.7, "colorIndex": 0 } ], "zIndex": 3, "type": "column", "colorIndex": 4 }, "cats": [ "2022", "2023" ] }

Employees

total

{"data": { "name": "Mitarbeitende", "data": [ { "y": 3368, "colorIndex": 1 }, { "y": 3455, "colorIndex": 0 } ], "zIndex": 3, "type": "column", "colorIndex": 4 }, "cats": [ "2022", "2023" ] }

Key Figures

	2023	2022

Income statement
Premiums earned	7,813,440	7,590,151
Insurance benefits	–7,569,487	–7,164,871
Operating expenses	–603,042	–616,510
Profit/loss for the period	49,471	–524,096

In % of premiums earned
Equity	34,6%	35,0%
Insurance cost (loss ratio)	92,7%	92,6%
Operating cost (cost ratio)	7,7%	8,1%
Combined ratio (sum of loss and expense ratios)	100,4%	100,7%

Facts & Figures

Premium income

Benefits

Equity base

Combined ratio

Operating expenses

Employees

Key Figures

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