Facts & Figures

1.9

million

policyholders

6.2

billion CHF

in benefits

6.5

billion CHF

in premium income

3,245

employees

97.3

%

combined ratio

54

million CHF

profit for the period

2018

2017

Income statement

Premiums earned

6,500,592

6,390,452

Insurance benefits

–6,194,830

–6,315,342

Operating expenses

–655,482

–679,835

Profit/loss for the period

54,065

217,882

In % of premiums earned

Equity

35,7 %

35,5 %

Insurance cost (loss ratio)

87,2 %

89,5 %

Operating cost (cost ratio)

10,1 %

10,6 %

Combined ratio (sum of loss and expense ratios)

97,3 %

100,2 %