Key figures

1.9

million

policyholders

6.3

billion CHF

in benefits

6.4

billion CHF

in premium income

3,212

employees

100.2

%

combined ratio

218

million CHF

profit for the period

2017

2016

Income statement

Premiums earned

6,390,452

6,370,241

Insurance benefits

–6,315,342

–6,101,461

Operating expenses

–679,835

–624,393

Profit/loss for the period

217,882

97,969

In % of premiums earned

Equity

35,5 %

32,2 %

Insurance cost (loss ratio)

89,5 %

89,3 %

Operating cost (cost ratio)

10,6 %

9,8 %

Combined ratio (sum of loss and expense ratios)

100,2 %

99,1 %