Key figures

0

million

policyholders

0

billion CHF

in benefits

0

billion CHF

in premium income

0

 

employees

0

%

combined ratio

0

million CHF

profit for the period

  2016 2015
     
Income statement    
Premiums earned 6,370,241 5,981,755
Insurance benefits –6,085,017 –5,863,039
Operating expenses –624,393 –601,955
Profit/loss for the period 97,969 15,936
     
In % of premiums earned    
Equity 32.2 % 32.7 %
Insurance cost (loss ratio) 89.3 % 92.2 %
Operating cost (cost ratio) 9.8 % 10.1 %
Combined ratio (sum of loss and expense ratios) 99.1 % 102.3 %